I'm lonely today. I have no one to do anything with...so I am sitting outside at my picnic table starring at the charred house next door to me.
I had to give a 10 minute recorded statement to my neighbors insurance company about what I knew about the fire. Then she proceeds to tell me that under Ohio law...the homeowner isn't necessarily responsible for damage to my house unless negligence is determined to be responsible for the fire. WTF? These fucking insurance companies are crooks. I hope they rule the fire was due to negligence, I don't have $1000 for my deductible. It has been my understanding that a candle was left unattended. That sounds negligent to me. So now I have to play the waiting game with her insurance company. They have to wait until the official report comes in from the fire dept. I called and told my insurance agent about this and she said that some companies follow that law...mine doesn't follow that law...they will pay. Her's (Allstate) says they don't have to pay. It's awful what happened. I feel so terrible for Cindy. I hope she doesn't have any problems with the insurance company.
I need my mom. I miss her. My life is so empty without her.
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